✦ New — AI Cashflow Forecast is here

Wealth, organized.
Beautifully.

SpendWise brings every account, budget, and investment into one calm dashboard — so you can stop juggling apps and start building real wealth.

Trusted by 180,000+ households · Bank-grade security · 4.9★ on the App Store

Net Worth

$1,240,500+12%

Monthly Cashflow

+$14,200+5%

Investments

$842,000+18%

Liabilities

$22,400-4%

Portfolio Growth

Performance Overview

Recent Activity

Vanguard ETF

Dividend

+$420.50

Whole Foods

Grocery

-$84.20

Rent Payment

Housing

-$3,200.00

Salary

Work

+$8,400.00

Featured In

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Features

Everything you need,
nothing you don't.

AI-Powered Forecasts

Our proprietary AI models analyze your historical data to predict future cashflow leaks, potential savings, and investment opportunities with 98% accuracy.

Bank-Grade Security

256-bit encryption and multi-factor authentication keep your data safe.

Global Account Sync

Connect over 12,000 financial institutions across 45 countries automatically.

Wealth Reports

Beautiful, investor-grade PDF reports generated in seconds for your tax prep.

Portfolio Tracking

Real-time tracking of stocks, crypto, real estate, and private equity in one place.

180k+

Active Households

$4.2B

Assets Tracked

4.9★

App Store Rating

12k+

Institutions Synced

Trusted by the world's
most discerning savers.

Sarah Jenkins

VP of Engineering

“SpendWise replaced three different apps for me. The interface is so calm and focused, it's actually a joy to check my finances.”

Marcus Thorne

Private Investor

“The AI forecasting is spookily accurate. It caught a subscription leak I hadn't noticed for two years.”

Elena Rodriguez

Creative Director

“Finally, a finance app that doesn't look like an Excel spreadsheet. It feels premium, like a private bank.”

Pricing

Invest in your clarity.

Individual

$0/mo
  • Manual Tracking
  • 3 Connected Institutions
  • Basic AI Insights
  • Mobile App

Household

$12/mo
  • Automatic Syncing
  • Unlimited Institutions
  • Advanced AI Forecasts
  • Joint Accounts
  • Premium Support

Wealth

$29/mo
  • Investment Portfolio API
  • Tax Optimization AI
  • Private Concierge
  • Estate Planning
  • All Pro Features

Frequently Asked Questions

Is my bank data safe with SpendWise?
Yes. We use Plaid and Salt Edge to connect to your institutions. We never see your login credentials and only have read-only access to your transactions.
How does the AI forecasting work?
We use private LLMs trained on millions of anonymized financial patterns to predict your future cashflow based on historical seasonality and trends.
Can I share my account with a partner?
Absolutely. Our Household and Wealth plans include joint account features with granular permission controls.

Ready to master
your wealth?

Join 180,000+ households building a better financial future with the world's most beautiful money manager.